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SOCIAL SECURITY

Social Security is currently upon workers' total income. Suppose someone is disabled and cannot work but has a wife/husband who does work or is now in the household. In that case, they will be added to their application to decide how much they will approve you; for getting a certain amount in benefits.

I say this should not be the case. If one person has a disability and cannot work, they should still receive the full benefits and not be delayed or carried out due to household income. Our Social Security system works, to be approved for a certain amount, all depending on the household income. If someone has a disability and gets on Social Security, they will lower; the amount they are approved for; this could mean some who may file for retirement benefits.

My proposal

Maximize your Social Security benefits to allow ways to maintain your current income.

Upon disability approval, you should get paid from the minute your disability started to the date the application was approved. It should not be waiting six months for the approval process. We should have a max limit for the decision; it is no more than two weeks. Those with a disability should be approved immediately.

Decrease Taxes on Social Security Income.

Decrease the retirement age of 62 to 52; this will allow more of us who plan to retire by the age of 50. And this will help so many of us who plan our retirement early to plan out our retirement. Retirement benefits should be received starting at the age of 52 if you choose to.

Maximize Social Security Benefits

Maximizing our Social Security benefits and maintaining our current income will be my main priority. Maximizing this will allow us to increase our Social Security benefits each year while maintaining our other earnings that will not decrease our current SS benefits. I will fight to protect our Social Security Administration, but this is a way to expand on it and allow our people with a disability to stay on their current earnings from the Social Security Administration. We need to protect our benefits for the age of 62, disability, retirement, or being blind. Maximizing our SS benefits and maintaining this will ensure all who apply can be more confident of being approved for Social Security if they meet the criteria.

Upon Disability Approval

Our current Social Security Administration will approve those with a disability. But it could be up to six months for approval. And once approved, you will be getting what you had been accrediting for the following month. And from now on, after official approval. We can shorten this to two-week approval. And once approved, you will be, accredited for the two weeks you have been waiting for and suffering from no income due to a disability or blindness; this is not fair to the people, and we deserve a better system. Together we can fight for this change.

Decrease Taxes on Social Security Income

"Reducing the taxation of Social Security may not seem like a great way to help save Social Security, but it may be. Ultimately, we all live off our after-tax income, also known as take-home pay. If retirees owe fewer taxes on their Social Security benefits, they may be able to shoulder a small reduction in gross benefits. If this was laid out properly, it could be a way to essentially means test Social Security benefits. If you decrease the taxes paid by lower-income retirees, you may be able to shrink their benefit without reducing their home from Social Security. On the flip side, you would likely be increasing taxes on those with more substantial retirement income streams, essentially taxing wealthier retirees who have less of their retirement income coming via Social Security."

According to Forbes, this will help get more out of your Social Security. We can lower the gross taxation so that we will get more from Social Security. This change can be possible, and I will fight for our right to earn the income we deserve.

Decreasing Retirement Age

The retirement age; is currently set to at least the age of 62. But there have been many of us who plan to retire by the time we reach our 50's. I believe in decreasing the period of retirement benefits to the age of 52. Social Security's retirement benefits should be at the minimum of $625 for up to 15 years and increase after the 15 years. Currently, our Social Security pays $435.30 for up to 20 years of coverage. We should be able to stay on the range as long as we want to.

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